In an effort to continue my geekdom, I joined the worldofwarcraft community today. In the brief time span since I have seen two obvious troll posts go unchecked and one of the regular members refer to the people who had a problem with them as “faggots.” It is safe to say that 5 hours is the shortest timespan I have ever been a member of a community.
I have to admit, I really enjoy saying the following when I make a call.
“Hi. I’m going to be paying off my balance in full next week. I need to get the payoff amount.”
The meeting is set for 4PM on Monday. There is a 3 day waiting period in which I can cancel if I wish to, so I’ll get my checks on Thursday. Tonight I have to compile a list of recipients and the amounts they are being paid, then figure out how much I’m taking out for myself.
I’m so excited. I’m going to be paying off everyone and everything, including my student loan and my back taxes. In the end I’ll be making a monthly payment that is about the equivalent of my current debt consolidation payment. A hell of a trade off.
I’ll have to reconfigure my budget for 2005 this weekend. It’s going to include money into savings. I’m going to stop taking money out of my SEP account every pay period.
I am about to press the financial reset button, and it’s a great feeling.
AND I’m getting a new computer.
Yeah, boyee!
So last night I finally had a bit of a breakdown over the whole R. situation. Apparently I’ve been a bit of a grump the last few days, and I’ve been snapping quite a bit. This finally erupted into a fight with K. Once we got that sorted out we started talking about what was going on in my head, and I ended up having a little cry while she held me.
She said a lot last night that made sense. Things about G_d and the universe. Things that are making me think. A lot.
Don’t ever fool yourself into thinking otherwise, folks. Her wisdom in certain things is great indeed, and it’s yet another thing I love about her.
I applied for graduation today.
The final semester starts Monday.
Her first semester starts Monday.
I think that’s kind of cool.
Heading off to lunch. Have a good one, my friends.
The Good : The loan was approved. I should be getting the check on Monday.
The Bad : R. is not doing well on chemo.
The Ugly : Apparently there is a 10% chance of survival with this type of cancer.
Yippee.
And my efforts to entertain myself with WoW have failed miserably. I’m dying a lot.
So it goes.
The house appraised exactly where I guessed it would, which is kind of odd. The loan officer has to get it approved, and the managers are out of the office until Thursday. Once that happens, though (and he sees no reason why it shouldn’t), all is a go.
We should be signing on Monday.
It’s a load off of my shoulders for sure. Just wish I could be more enthused about it right now.
Richard’s cancer has returned.
He went into chemo this morning.
Joy.
Wow. It’s been a really busy day. It’s also been kind of an annoying one. There is a seminar going on downstairs that, despite the fact they tried to muffle it by putting foam over the openings, is very loud and clear up here at my desk. The seminar is about credit scores and loans. I’m waiting to hear back about the appraisal on my house so I can get a second mortgage, so this is causing me no small amount of stress.
That and the speaker is really loud. Really, loud. The are comparing him to the D.I. from Full Metal Jacket over on the I.T. side of the floor.
Note to self : Switch from Skinning and Leatherworking to Mining and Blacksmithing the next time you play WoW. There is no reason to have two leatherworkers in the group you run with, and blacksmithing goes along with your archetype better.
I really want this second mortgage thing to be over with already. Now that I’ve got it on the table in front of me, I’m very anxious to get it over and done with. I want to see all of my unsecured debt gone. I want the cards that have been hanging over my head for years to be finally closed.
I want my new computer.
Heh.
I’m also hoping I’ll be able to get enough to put some more money back into the house. There are still a few things that really need to be done, and if I can get them taken care of without running up any new lines of credit I’ll be really happy. My plan, as it currently stands, is to carry the second mortage for a few years and continue to make improvements on the house. Then I want to completely refinance and go to a 15 year mortgage instead of a 30. By the time I’m ready to do that a few years will have gone by and with the corresponding raises I’ll easily be able to afford it.
Whelp. My download is complete so it’s back to the trenches for me. Have a good one, kids.